Sonam Lhamo

Sonam Lhamo is an Assistant Lecturer in Finance at Gedu College of Business Studies, Royal University of Bhutan. She is currently on study leave, pursuing a Master of Financial Analytics and Research at Massey University, Auckland, New Zealand. She holds a bachelor’s degree in finance from Gedu College of Business Studies.

Since joining the College in January 2024, she has been involved in teaching undergraduate finance courses, curriculum delivery, student mentoring and academic activities. Her teaching aims to link theoretical knowledge with real-world financial practice and to encourage analytical thinking and problem solving.

Her research interests include financial analytics, corporate finance, credit risk analysis, machine learning in finance, financial risk management, FinTech and data analytics. She is currently conducting research on credit risk modelling using machine learning techniques, with a focus on loan default prediction and expected loss estimation.

Before joining the College she taught on contract at Gedu Higher Secondary School and Pakshikha Central School, and completed an internship at Chhukha Hydropower Plant.